Don't be intimidated or confused by the handicap league. Bag tags are sorted with your scratch score (your true score without a handicap). The sanctioned rounds are, also, submitted with your scratch score. The payouts are determined by your handicap score. The league is available for players that want to get the experience of singles play, as you would in a tournament. The handicap is similar to a bowling league. This allows more people to compete against each other without worrying about not having enough in your division. I believe it makes you a better player. Some think that it is not fair, but if you play frequently, it all evens-out in the end. Handicap system is designed to keep it fair. If people want to sandbag, then they are just giving their money away, and good luck making it beneficial for the entire season.